What is Legal Expense Insurance?

The legal system can be complex and expensive. Legal expense insurance enables individuals and their families and businesses to protect themselves from the legal costs and expenses of some common legal problems. It provides affordable access to legal advice and representation in courts and tribunals when individuals or businesses are faced with unforeseen legal issues and might otherwise be deterred from exercising their legal rights due to the substantial cost of doing so.

 

Why ARAG Legal Expense Insurance?

 

People rarely expect to encounter a legal dispute. But workplace issues, faulty goods, or tax audits are all too common. Resolving such issues is time consuming, complicated and could be financially crippling. ARAG's legal expense insurance products help you access the legal system to defend or pursue your legal rights whilst relieving some of the financial pressure.

Legal Expense Insurance Benefits

 

  • Legal Costs

    If legal action is necessary, ARAG's legal expense insurance products are there to cover some of the legal costs and expenses of certain future legal actions and may include coverage for adverse cost orders.

  • Resources

    As a client of ARAG you will have access to many helpful legal documents via ARAG’s Document Centre to assist you with your legal needs. All legal documents have been drafted by third party lawyers, not by ARAG and can be easily customised. These documents contain general information or are in the form of examples and templates and you should get your own legal adviser to review and customise them to meet your specific circumstances before you make use of them. The use or completion of these documents is solely at your risk.

  • Legal Information Helpline

    ARAG customers have access to our confidential legal information helpline for general information about Australian legal matters. Your call will be referred to a legal service provider who will be responsible for the information provided to you. There will be no extra cost to you for an initial 15 minute consultation. The legal information helpline is available between 9am and 5pm AEST on weekdays (except public holidays). Fair use policy applies. Information will be provided verbally and will not be put in writing. This helpline cannot provide advice in respect of a dispute you have with ARAG or the Insurer.

The insurer of ARAG Legal Expense Insurance products is HDI Global Specialty SE – Australia (ABN 58 129 395 544, AFS Licence number 458776) (Insurer). ARAG Services Australia Pty Ltd (ABN 14 627 823 198, AFS Licence number 513547) (ARAG) has been granted delegated authority by the Insurer to enter into, vary or cancel policies and handle claims for ARAG Legal Expense Insurance products on the Insurer’s behalf.
All enquiries should be addressed to ARAG.

Any advice contained on this website is general advice only and has been prepared without considering your individual objectives, financial situation or needs. Before purchasing or renewing a product we recommend that you consider if it is suitable for your circumstances and read the policy terms and conditions.