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What is LEI?

Legal expense insurance enables individuals, families or businesses to protect themselves from the legal costs and expenses of some common legal problems. It provides affordable access to legal advice and representation in courts and tribunals when individuals or businesses are faced with unforeseen legal issues that might otherwise be deterred from exercising their legal rights due to the substantial costs involved.

Our policies cover the gaps that other insurances leave open. ARAG’s Legal Expense Insurance products help you access the legal system to defend or pursue your legal rights. By covering legal expenses our policy relieves some of the financial pressure whilst covering the gaps where other insurances only cover damages. Plus, with an ARAG Legal expense insurance policy you have the ability to both DEFEND and PURSUE your legal rights.

If legal action is necessary, ARAG's legal expense insurance products are there to cover some of the legal costs that come with the pursuit or defence of your rights.

Our policies are a ‘Before-the-event’ cover, meaning the policy will need to be in place before you need it.


Our products

First of all, every single one of our products comes with access to our Legal Helpline and Legal Document Centre. This way we can hopefully help you prevent or avert issues before you need to make a claim. Be it templates for employment contracts, lease agreements or just a quick call to make sure you are on the right track legally. This is an invaluable resource.
We have products to suit most individuals and industry’s, if we don’t we have a team that can look at providing a bespoke offer for you.




You should consider LEI if you...

  • Have you signed a legally binding document in the last 5 years? (e.g lease, employment contract)
  • Have you been involved in any legal disputes in the last 5 years?
  • Have you been audited by a government authority in the last 5 years?
  • Has compliance & regulation become more complex in your business in the last 5 years?
  • How much have you spent on legal costs in the last 5 years?

Contact your insurance broker


ARAG Services Australia Pty Ltd (ABN 14 627 823 198) (ARAG) has been granted delegated authority by the Insurer to enter into, vary or cancel Policies and handle Claims on their behalf. In providing these services, ARAG acts on behalf of the Insurer and not as Your agent. ARAG is authorised to provide financial services in accordance with its Australian Financial Services Licence (AFS Licence number 513547). Any advice provided by ARAG in relation to this product is general in nature and does not take into account Your individual circumstances.
The Insurer is detailed in your policy documents.

All enquiries should be addressed to ARAG.

Any advice contained on this website is general advice only and has been prepared without considering your individual objectives, financial situation or needs. Before purchasing or renewing a product we recommend that you consider if it is suitable for your circumstances and read the policy terms and conditions.