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What is it that we do?

We are a Before-the-Event Legal Expense Insurance provider, meaning our policies give you the opportunity to pursue your legal rights, in PURSUIT or DEFENCE. Our policies cover the legal expenses you may incur, and are therefore covering the gaps left by other insurances which only cover the damages. The best way we can describe it is that we are to legal expenses what health insurance is to medical expenses.


Fun Fact

“ARAG” is pronounced “AHR •agh” — is an acronym of our parent company’s name,
which means “legal protection insurance” in German.


Our products

First of all, every single one of our products comes with access to our Legal Helpline and Legal Document Centre. This way we can hopefully help you prevent or avert issues before you need to make a claim. Be it templates for employment contracts, lease agreements or just a quick call to make sure you are on the right track legally. This is an invaluable resource.
We have products to suit most individuals and industry’s, if we don’t we have a team that can look at providing a bespoke offer for you.



Our Team

Setting up shop in Australia in 2019, ARAG has an enthusiastic group of local employees. What they all have in common is a passion for bringing the innovation that is Legal Expense Insurance to Australia.

ARAG Global

ARAG Services Australia Pty Ltd was established in Australia as an underwriting agency to administer Legal Expense Insurance on behalf of HDI Global Specialty SE - Australia as the Insurer of the products. First established in Germany over 85 years ago.

Today, the ARAG Group operates in 19 countries, including Canada, the United States and the United Kingdom, and holds a leading position in many international legal insurance markets.

With more than 4,700 employees, the ARAG Group generates revenue and premium income totaling roughly 2 billion EUR. Learn more here

Awards and Accreditations

ARAG Services Australia Pty Ltd (ABN 14 627 823 198) (ARAG) has been granted delegated authority by the Insurer to enter into, vary or cancel Policies and handle Claims on their behalf. In providing these services, ARAG acts on behalf of the Insurer and not as Your agent. ARAG is authorised to provide financial services in accordance with its Australian Financial Services Licence (AFS Licence number 513547). Any advice provided by ARAG in relation to this product is general in nature and does not take into account Your individual circumstances.
The Insurer is detailed in your policy documents.

All enquiries should be addressed to ARAG.

Any advice contained on this website is general advice only and has been prepared without considering your individual objectives, financial situation or needs. Before purchasing or renewing a product we recommend that you consider if it is suitable for your circumstances and read the policy terms and conditions.