Small businesses and particularly Tradies often get busy getting the job done right onsite and it can be hard to find time to attend to the business administration, insurance and legal matters. This makes Tradies vulnerable to the responsibilities and legal complexities in the business, with customers, site managers, suppliers and contractors, as you are now personally liable for all risks.
Seeking the right legal advice for your business can be costly and therefore put to the side, which can leave your business exposed. That’s where you need a specialist partner to your business who can take care of those risks, the legal aspects and insure you against potentially business threatening situations.
ARAG Australia have tailored business legal expense insurance to support Tradies to both pursue and defend your rights and to mitigate potential risks from escalating. It gives you access to legal advice and legal representation, for a fraction of the cost of engaging a lawyer.
Business Essentials covers the essential parts of your business from the most common risks it could face. It covers employment restrictive covenants, property and goods, statutory licence, tax investigations and audits, contract disputes and tenancy disputes. You can feel confident you have your business risks covered for as little as $260 per annum (basic cover).
ARAG Australia, provides policy holders with LegalAssist. LegalAssist offers a legal document centre with over 100 legal documents that you can use for no extra charge. Documents such as supplier contracts, employment contracts, codes of conduct, privacy policies, hire agreements, credit applications, product contracts, terms of trade, trademark, letter of use, loan agreements, confidentiality agreements and more. You also get the support of a document review service by a qualified lawyer at no extra cost.
In addition, there is a legal helpline where you can get expert advice, whenever you need it, without having to fork out thousands to engage a specialist lawyer. Having these legal resources at your fingertips as a small business owner gives you the confidence to take action when you need to.
Business Essentials is ideal for clients that are starting up, have low turnover, low risk or don’t require Management Liability. Legal expense insurance offers affordable legal advice and representation.
If you haven’t covered your risks in your business, contact ARAG
ARAG Services Australia Pty Ltd (ABN 14 627 823 198) (ARAG) has been granted delegated authority by the Insurer to enter into, vary or cancel Policies and handle Claims on their behalf. In providing these services, ARAG acts on behalf of the Insurer and not as Your agent. ARAG is authorised to provide financial services in accordance with its Australian Financial Services Licence (AFS Licence number 513547). Any advice provided by ARAG in relation to this product is general in nature and does not take into account Your individual circumstances.
The Insurer is detailed in your policy documents.
All enquiries should be addressed to ARAG.
Any advice contained on this website is general advice only and has been prepared without considering your individual objectives, financial situation or needs. Before purchasing or renewing a product we recommend that you consider if it is suitable for your circumstances and read the policy terms and conditions.