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The majority of Australians have health insurance, car insurance and home insurance. We understand that in exchange for a monthly or annual premium, we are covered when we need medical procedures, get into a car accident or have to deal with hail damage to our roof. We pay insurance premiums before these events happen, because we understand it's important to protect our business, property, ourselves, our families - and our bank accounts.

Legal Expense Insurance (LEI) is relatively new to the Australian market but in Europe 1 in 3 individuals hold some form of LEI cover.

Taking out cover for events before they happen is normal in all aspects of our day to day lives. So why, when it comes to defending or pursuing our legal rights, do we hesitate? ARAG Services Australia believe every business and individual has the right to access legal support regardless of fault. That’s why we offer protection for the defence and pursuit of legal matters covered under our policies.

There are four LEI products that are offered:

Business LEI
Private LEI
Residential Landlord LEI
Private Web LEI

Additional Benefits

All policy holders have access to:

Document Centre - People can create their own bespoke legal documents online to address common legal issues without making a claim.
Document Review - depending on your cover this can be 3 per annum.
Legal Information Helpline - available for all policy holders to access general legal information up to 30 minutes depending on your cover.

Policy holders can easily access our claims team via our online claims process.

Another benefit is that LEI can provide a great addition to an employee benefits program. Many businesses struggle to offer tangible benefits to their employees outside of salary discussions. Employees are looking for more than a discount on their gym membership or a fruit box in the lunch room. ARAG Australia offer a range of employee Legal Insurance for individuals and their families. With LEI as a benefit employees can access an initial free consultation for general advice, plus additional legal services are provided.

As we become more aware of our legal rights it’s important to have choice and freedom to exercise yours ARAG Australia are committed to providing access to justice for all, options like legal expense insurance will be used more and more as a solution.


ARAG Services Australia Pty Ltd (ABN 14 627 823 198) (ARAG) has been granted delegated authority by the Insurer to enter into, vary or cancel Policies and handle Claims on their behalf. In providing these services, ARAG acts on behalf of the Insurer and not as Your agent. ARAG is authorised to provide financial services in accordance with its Australian Financial Services Licence (AFS Licence number 513547). Any advice provided by ARAG in relation to this product is general in nature and does not take into account Your individual circumstances.
The Insurer is detailed in your policy documents.

All enquiries should be addressed to ARAG.

Any advice contained on this website is general advice only and has been prepared without considering your individual objectives, financial situation or needs. Before purchasing or renewing a product we recommend that you consider if it is suitable for your circumstances and read the policy terms and conditions.