An ARAG Legal Expense Insurance not only protects you and your business from the prohibitive costs of litigation, but also provides resources that are invaluable for those running businesses across Australia.

The last 12 months have been a wake-up call for every business in Australia - and no business has been more affected during the pandemic than the thousands of small and medium sized businesses across the country.

Even before COVID, businesses owners became accustomed to wearing many “hats” in driving decision making across contrasting functions – human resources, finance, sales – just to name a few. Add in increased uncertainty surrounding employment issues, e-commerce rules, and tax implications, resources within these businesses are stretched even thinner. Common across all these roles and virtually every aspect of running a business are the legal implications.

There are daily instances where life and business intersect, and legal matters are the common denominator. Especially in today’s environment, Australian business leaders and owners need as much help as they can get to improve their management of the day-to-day.

Legal expense insurance solutions have been designed so that legal support is accessible, cost effective and complement the daily realities, regardless of which hat they are wearing that day.

Legal expense insurance provides businesses the access to legal advice and representation when they may otherwise find it too costly to seek legal advice when a dispute arises. Usually, they have limited resources to seek professional legal help across many aspects of their business which can make them vulnerable to disputes. The prohibitive cost of legal disputes becomes a barrier for these businesses to assert their rights. Legal expense insurance is an affordable solution for businesses to ensure they can pursue or defend themselves when necessary.

Moreover, legal expense insurance fills the gaps for small and medium businesses who do not have dedicated resources and where the owners(s) wear many hats. Small businesses are more at risk to employment disputes or compliance and regulation issues, as they are less likely to have a dedicated HR department or an expert lawyer to call upon. ARAG’s legal expense insurance products offer a quick first point of contact with a lawyer for assistance through our legal information helpline, which is available even before a formal claim is submitted.

In addition, an ARAG legal expense insurance solution includes access to our dedicated Legal Help Line and online Document Centre, which contains helpful, customisable legal documents that business owners can use to become more informed, and more self-sufficient.

Because legal matters happen, and if it has not happened to a business yet, chances are it will. And when it does, ARAG has designed a solution to help manage it. An ARAG solution not only protects from the high costs of litigation, but it also provides resources that are invaluable for those running businesses across Australia.

For more information about how ARAG’s legal insurance solutions help businesses, contact us at or visit us at www.arag.com.au

The insurer of ARAG Legal Expense Insurance products is HDI Global Specialty SE – Australia (ABN 58 129 395 544, AFS Licence number 458776) (Insurer). ARAG Services Australia Pty Ltd (ABN 14 627 823 198, AFS Licence number 513547) (ARAG) has been granted delegated authority by the Insurer to enter into, vary or cancel policies and handle claims for ARAG Legal Expense Insurance products on the Insurer’s behalf.
All enquiries should be addressed to ARAG.

Any advice contained on this website is general advice only and has been prepared without considering your individual objectives, financial situation or needs. Before purchasing or renewing a product we recommend that you consider if it is suitable for your circumstances and read the policy terms and conditions.